At Powell & Associates Insurance LLC, our goal is to make the insurance buying transaction as hassle-free as possible. With such a wide variety of coverages available to protect against just about any loss conceivable, purchasing the right insurance for your particular situation can become quite confusing without the assistance of an experienced insurance agent. When you contact Powell & Associates Insurance at either our Hammond or Ponchatoula office, you will be speaking to a licensed insurance agent who is ready to help guide you through the process.
Powell & Associates Insurance is your go-to agency for all of your Property & Casualty insurance needs. Within the insurance industry, Property & Casualty insurance is subdivided into Personal Lines and Commercial Lines, where Personal Lines would include insurance for your residence and automobile, while Commercial Lines includes coverages for the various business insurance options available today. For example, homeowners, renters and insurance for your personal automobile would fall under Personal Lines, while insurance to protect your business interests, including vehicles that you may use in the course of running your business would fall under the Commercial Lines category.
No matter which type of insurance you are seeking, the insurance agent will first need to gather specific information about you, the insured, and then about the property you are trying to protect against a covered loss. For the Casualty, or Liability coverage option that is included with the majority of insurance policies, you can expect to be asked specific questions about certain features of your home or business that will help determine the level of risk to visitors and/or customers.
Since the various insurance options are too numerous to list here completely, I’ve identified below the most common insurance coverages that are requested when customers like you contact Powell & Associates Insurance, LLC.